CGVPaymentin2X3X4XWithoutCharges

Paymentin2X3X4XallowscertainInternetuserswhoarecustomersofdjboutiquedjbmarkettopayforsomeoftheirpurchasesinseveralmonthlyinstallmentswiththeirbankcard.

InaccordancewithArticleL.311-3oftheConsumerCode,theofferofpaymentXtimesisnotsubjecttotheprovisionsofArticlesL.311-1etseq.oftheConsumerCode,inparticularduetothereimbursementperiodnotexceedingthreemonthsandthenegligiblefeescollectedunderthiscontract.

1.Conditionsrelatingtotheborrower:Thiscontractisreservedforindividuals(adultnaturalpersons)whoaretaxresidentsofMetropolitanFranceandwhouseaVisaorMasterCardbankcardtopayfortheirorderonthedjbmarket.comwebsite.ThevalidityperiodofthecardusedmustbeafterthedateofthelastpaymentdueinXtimes.

SystematicauthorizationcardssuchasElectronorMaestro,e-cards,IndigoandAmericanExpresscardsarenotaccepted.

2.ConclusionoftheX-timepaymentcontract:Onceyouhaveconfirmedyourshoppingcartonthewebsitewww.djboutique.fr,youareredirectedtothePaymentmethodselectionpage.Inordertobenefitfrompaymentin2x3xor4xbycreditcardforyourorder,clickonthepaymentinX-timesbycreditcardbutton.YouarethendirectedtothewebpagerelatingtopaymentinX-timesonwhichisdisplayedadetailedsummaryofyourorder,theamountofeachofthe2/3or4installmentsowedtous,theircollectiondateandtheassociatednegligiblefees.

Themaximumdurationbetweenthepaymentofthefirstinstallmentandthelastis4months.
Theamountofnegligiblefeescollectedunderthiscontractwillbeamaximumof0.00%ofthetotalamountoftheorder.

Whenyouchoosetopayforyourorderin3installmentsbycreditcard,youmustconfirmthischoiceusingthedouble-clicktechnique:itis-i.e.,afterselectingthepaymentmethodin3Xbycreditcard»

Conditionsineffecton01102017

Amountoftheorder

Negligiblefees

Lendingrate

APR

60to1,000€

0.00%

19.90%

1,001to1,500€

0.00%

16.68%

18.25%a">

0.00%

14.91%

15.98%

2,000.01to2.500€

0.00%

13,15%

13,97%

>2,500€

0.00%

11.38%

11.99%

Youacknowledgethatthedoubleclickassociatedwiththeacknowledgementoftheacknowledgementofthegeneralconditionsconstitutesconsenttocontractandconstitutesanirrevocableandunreservedacceptanceofthesetermsandconditions.generalconditions.Yourcontractwillbeautomaticallyarchivedbywww.djboutique.frandyouwillbeabletoaccessituponsimplewrittenrequest.

3.FormationofthecontractSuspensivecondition:djbmarket.comorBanqueGroupeALMAreservestherighttograntortorefusethe“paymentin2x3X4X”within14calendardaysfromyouracceptanceoftheofferofpaymentin2x3X4X.Paymentin2x3X4Xwillbedefinitivelygrantedbydjboutiquedjboutiquedjbmarket.comorBanqueGroupeALMA,onthedaythelatterinformsyouofitsdecisiontograntyoupaymentin2x3X4X,i.e.thedayofdispatchofthegoodsandinthecasewherethelenderisBanqueGroupeALMAafterverificationinparticularoftheabsenceofunpaidamountsorpaymentincidentsontheotheraccounts,ifanyheldbyyouwithBanqueDiversandtheALMAGroup,orregistrationinapaymentincidentfile(FICP).

4.Executionofthecontract:a)Byvalidatingthepaymentrequestin2x3X4Xyourequesttheimmediateexecutionofthiscontractwithoutwaitingfortheexpiryofthewithdrawalperiodasprovidedforinarticle5below.Ifyouexerciseyourrightofwithdrawal,youwillberequiredtopayaproportionateamountforthefinancialserviceactuallyprovided.
b)Intheeventoffailureonyourpartinthereimbursements,www.djboutique.frorALMAGroupBankmaydemandimmediaterepaymentoftheremainingcapitaldue,plusanyinterestduebutnotpaid.www.djboutique.frorBanqueduGroupeALAMmayaskyouforcompensationequaltoatmost8%ofthecapitaldue.Ifwww.djboutique.frorBanqueduGroupeALAMdoesnotdemandimmediaterepaymentofthecapitalremainingdue,itmaydemand,inadditiontopaymentoftheunpaiddueinstalments,compensationequalto8%ofsaidinstalments.

c)BanqueduGroupeALAMmaygiveamandatetoanycompanyofitschoiceforthemanagementofmonthlypaymentcallsand/ortheirrecovery,andinparticulartothecompanydjboutiquedjboutiquedjbmarket.com.

5.Withdrawalofacceptance:InaccordancewithArticleL.121-20-12oftheFrenchConsumerCode,afterhavingacceptedthiscontract,youcanwithdrawfromyourcommitmentusingtheattacheddetachableform,within14calendardaysofyouracceptanceofthesegeneralconditions,byreturningthisdetachableformbyregisteredletterwithacknowledgmentofreceiptafterhavingdatedandsignedit.Undernocircumstanceswilltheexerciseofthisrightofwithdrawalgiverisetoarecordingonafile.

Ifyouhaveexercisedyourrightofwithdrawal,thesaleforwhichyourequestedthepaymentrequestin2x3X4Xiscancelled,unlesswww.djboutique.froffersyouanothermeansofpayment.Intheeventofcancellationofthesale,djboutiquedjbmarket.comwillreimburseyouthefullamountthatyouwouldhavepaiditaspaymentin2x3X4Xwithin30daysfollowingthereturnofthegoodssubjecttothesale.

Intheeventofpartialwithdrawalofyourorder,theamountofthefinancingaswellasthedeadlineswillbeadaptedtothenewamountfinanced,unlessyouadviseotherwise.

6.Borrowerinformation:Anyinformationmay,aspartoftheconclusionortheexecutionofthesetermsandconditions,besenttoyoubywww.djboutique.frorBanqueduGroupeCA,electronically.

7.Proof:ThePartiesagreethat,unlessprovenotherwise,anydata,file, recordingoranytransactionreceivedand/orstoredonthedjboutiquewebsitedjbmarket.comoronanyothercomputerorelectronicmediumofBanqueduGroupeCAand/ordjboutiquedjbmarket.com,inparticularfromthetransactionscreens;aswellastheirreproductiononanyothermedium,constituteproofofalltransactionsbetweenyouanddjboutiquedjbmarket.comorBanqueduGroupeALMA.

8.DataProtectionandLiberties:Theinformationcollectedunderthiscontractismandatoryforthestudyofyourrequest.Thisinformationandthatresultingfromtheapplicationofthiscontractmaybeusedandcommunicatedexternallyformanagementpurposesortomeetlegalandregulatoryobligations.djboutiquedjbmarket.comandBanqueduGroupeALMAareresponsibleforprocessingyourdataandrecipientoftheinformation.

WithregardtothereceivablesgrantedbyALMA,youagree,forthepurposeofpreventiveriskmanagementandrecovery,thatthisinformationbecommunicatedtocreditinstitutionssubjecttoprofessionalbankingsecrecyaccordingtoarticleL511.33oftheMonetaryandFinancialCodeandbelongingtotheALMAGroup(thelistofcompaniesofwhichcanbecommunicatedtoyouonrequest),i.e.controlledbyBanqueduGroupeALMA,orwhichcontrolALMA,directlyorindirectly,withinthemeaningofarticleL233.3oftheCommercialCode.

Similarly,youagreethatyourname,postaladdressandtelephonenumberalonemaybecommunicatedtopartnersforcommercialprospectingpurposes.ThelistofthesecreditinstitutionsandpartnersisavailableuponrequestfromtheConsumerServiceindicatedbelow,withwhomyoucanexerciseyourrightsofopposition,accessandrectificationbysimpleletter.

djboutiquedjbmarket.comandBanqueduGroupeALMAimplementsurveillanceprocessingforthepurposesofcombatingmoneylaunderingandthefinancingofterrorism.

WithregardtoreceivablesgrantedbyBanqueduGroupeALMA,intheeventofapaymentincident,yourinformationmaybeenteredinthepersonalcreditrepaymentincidentfilemanagedbytheBanquedeFrance.Anyirregulardeclarationmaybesubjecttospecificprocessing.

UnderLawNo.78-17of06/01/78,asamended,relatingtoinformationtechnology,filesandfreedoms,youhavearighttoaccess,informationandrectificationofyourdata,aswellasarightofoppositionthatyoucanexerciseatanytimewiththeDJBOUTIQUEConsumerService:CustomerService18RuedesGlairaux-38120StEgrève,specifyingimperativelythatitisa"complaintaboutthe3X4Xpaymentservice.

9.ConsumptionMediation:Ifyouhaveanyquestions,iftheanswersgiventoyoubyyourusualcontactdonotsatisfyyou,youcansendyourwrittencomplainttotheconsumerservice:DJBOUTIQUE:Consumerservice18RuedesGlairaux-38120StEgrève,specifyingthatitisa"complaintaboutthe3Xpaymentservice".

ForclaimsgrantedbyBanqueduGroupeALMA,ifanagreementisnotreached,youhavetherighttocontacttheMediatoroftheASF(FrenchAssociationofFinancialCompanies),independentwithinthescopeofitscompetence,at:24avenuedelaGrandeArmée,75854Pariscedex17,andthiswithoutprejudicetootherlegalavenuesofaction.

10.Oppositiontotelephonecanvassing:YouhavetherighttoregisterfreeofchargeontheBLOCTELtelephonecanvassingoppositionlist(www.bloctel.gouv.fr)ifyoudonotwishtobethesubjectofprospectingbythismeans.However,thisregistrationisineffectiveifyouarealreadyacustomerofBanquedugroupeALMA.

11.Depositguarantee:Inaccordancewiththeregulatoryprovisionsinforce,thecreditinstitutionthatcollectsyourdepositsiscoveredbyasystemapprovedbythepublicauthorities.

12.Variousconditions:Byexpressagreement, Thisofferconstitutesforthelenderapromissorynotetransferablebysimpleendorsement.Theborrowerisinformedthattheclaiminherentinthisofferifgrantedbydjboutiqueissubjecttosecuritization,assignmentordiscountattheprofitofBanquedugroupeALMA,ThelendermayalsoatanytimetransfertherecoveryofitsclaiminwholeorinparttoacreditinstitutionortheCaissedesDépôtsetConsignations,theborrowersbeinginformedbysimpleletter.

13.Supervisoryauthority:BanqueduGroupeALMAissubjecttothesupervisionofthePrudentialControlandResolutionAuthority(ACPR)

14.Applicablelaw:thesegeneraltermsandconditionsforpaymentin2X3X4XaresubjecttoFrenchlaw.AnydisputerelatingtothesegeneraltermsandconditionsshallbethesolejurisdictionoftheFrenchcourts.

IntheeventthatoneormoreclausesoftheseGeneralTermsandConditionsforpaymentin3X4Xbecomenullandvoidfollowingachangeinlegislationorbycourtdecision,thisshallinnowayaffectthevalidityoftheotherclauses,whichshallremainapplicable.

-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------"PAYMENTIN2/3/4X"WITHDRAWALFORM

Tobereturnedonlyifyouwishtowithdrawfromthisofferatthelatestwithinfourteencalendardaysfollowingyouracceptance,byregisteredletterwithacknowledgmentofreceiptto:
DJBOUTIQUEDJBMARKET/3XSFCustomerService18RuedesGlairaux38120StEgrève

Thiswithdrawalisonlyvalidifitissentbeforetheexpiryofthedeadlinesmentionedinthearticle"withdrawalofacceptance"above,legiblyandperfectlycompleted.

I,theundersigned...........................bornon..............livingat..............................(cityandpostalcode)declarethatIwaivethecreditofferof..................EurosfromAlmaorSofincoorBanqueduGroupeCréditAgricolethatIhadacceptedon.........................fortheacquisitionof........................(product)Ordernumber................................atDJBMarketDJBOUTIQUE

Date:..............................................Signatureoftheborrower: