CGVPaymentin2X3X4XWithoutCharges
Paymentin2X3X4XallowscertainInternetuserswhoarecustomersofdjboutiquedjbmarkettopayforsomeoftheirpurchasesinseveralmonthlyinstallmentswiththeirbankcard.
InaccordancewithArticleL.311-3oftheConsumerCode,theofferofpaymentXtimesisnotsubjecttotheprovisionsofArticlesL.311-1etseq.oftheConsumerCode,inparticularduetothereimbursementperiodnotexceedingthreemonthsandthenegligiblefeescollectedunderthiscontract.
1.Conditionsrelatingtotheborrower:Thiscontractisreservedforindividuals(adultnaturalpersons)whoaretaxresidentsofMetropolitanFranceandwhouseaVisaorMasterCardbankcardtopayfortheirorderonthedjbmarket.comwebsite.ThevalidityperiodofthecardusedmustbeafterthedateofthelastpaymentdueinXtimes.
SystematicauthorizationcardssuchasElectronorMaestro,e-cards,IndigoandAmericanExpresscardsarenotaccepted.
2.ConclusionoftheX-timepaymentcontract:Onceyouhaveconfirmedyourshoppingcartonthewebsitewww.djboutique.fr,youareredirectedtothePaymentmethodselectionpage.Inordertobenefitfrompaymentin2x3xor4xbycreditcardforyourorder,clickonthepaymentinX-timesbycreditcardbutton.YouarethendirectedtothewebpagerelatingtopaymentinX-timesonwhichisdisplayedadetailedsummaryofyourorder,theamountofeachofthe2/3or4installmentsowedtous,theircollectiondateandtheassociatednegligiblefees.
Themaximumdurationbetweenthepaymentofthefirstinstallmentandthelastis4months.
Theamountofnegligiblefeescollectedunderthiscontractwillbeamaximumof0.00%ofthetotalamountoftheorder.
Whenyouchoosetopayforyourorderin3installmentsbycreditcard,youmustconfirmthischoiceusingthedouble-clicktechnique:itis-i.e.,afterselectingthepaymentmethodin3Xbycreditcard»
Conditionsineffecton01102017
Amountoftheorder |
Negligiblefees | Lendingrate | APR | ||
60to1,000€ | 0.00% | 19.90% | |||
1,001to1,500€ | 0.00% | 16.68% | 18.25%a"> 0.00% | 14.91% |
15.98% |
2,000.01to2.500€ | 0.00% |
13,15% |
13,97% |
||
>2,500€ | 0.00% | 11.38% |
11.99% |
Youacknowledgethatthedoubleclickassociatedwiththeacknowledgementoftheacknowledgementofthegeneralconditionsconstitutesconsenttocontractandconstitutesanirrevocableandunreservedacceptanceofthesetermsandconditions.generalconditions.Yourcontractwillbeautomaticallyarchivedbywww.djboutique.frandyouwillbeabletoaccessituponsimplewrittenrequest.
3.Formationofthecontract–Suspensivecondition:djbmarket.comorBanqueGroupeALMAreservestherighttograntortorefusethe“paymentin2x3X4X”within14calendardaysfromyouracceptanceoftheofferofpaymentin2x3X4X.Paymentin2x3X4Xwillbedefinitivelygrantedbydjboutiquedjboutiquedjbmarket.comorBanqueGroupeALMA,onthedaythelatterinformsyouofitsdecisiontograntyoupaymentin2x3X4X,i.e.thedayofdispatchofthegoodsandinthecasewherethelenderisBanqueGroupeALMAafterverificationinparticularoftheabsenceofunpaidamountsorpaymentincidentsontheotheraccounts,ifanyheldbyyouwithBanqueDiversandtheALMAGroup,orregistrationinapaymentincidentfile(FICP).
4.Executionofthecontract:a)Byvalidatingthepaymentrequestin2x3X4Xyourequesttheimmediateexecutionofthiscontractwithoutwaitingfortheexpiryofthewithdrawalperiodasprovidedforinarticle5below.Ifyouexerciseyourrightofwithdrawal,youwillberequiredtopayaproportionateamountforthefinancialserviceactuallyprovided.
b)Intheeventoffailureonyourpartinthereimbursements,www.djboutique.frorALMAGroupBankmaydemandimmediaterepaymentoftheremainingcapitaldue,plusanyinterestduebutnotpaid.www.djboutique.frorBanqueduGroupeALAMmayaskyouforcompensationequaltoatmost8%ofthecapitaldue.Ifwww.djboutique.frorBanqueduGroupeALAMdoesnotdemandimmediaterepaymentofthecapitalremainingdue,itmaydemand,inadditiontopaymentoftheunpaiddueinstalments,compensationequalto8%ofsaidinstalments.
c)BanqueduGroupeALAMmaygiveamandatetoanycompanyofitschoiceforthemanagementofmonthlypaymentcallsand/ortheirrecovery,andinparticulartothecompanydjboutiquedjboutiquedjbmarket.com.
5.Withdrawalofacceptance:InaccordancewithArticleL.121-20-12oftheFrenchConsumerCode,afterhavingacceptedthiscontract,youcanwithdrawfromyourcommitmentusingtheattacheddetachableform,within14calendardaysofyouracceptanceofthesegeneralconditions,byreturningthisdetachableformbyregisteredletterwithacknowledgmentofreceiptafterhavingdatedandsignedit.Undernocircumstanceswilltheexerciseofthisrightofwithdrawalgiverisetoarecordingonafile.
Ifyouhaveexercisedyourrightofwithdrawal,thesaleforwhichyourequestedthepaymentrequestin2x3X4Xiscancelled,unlesswww.djboutique.froffersyouanothermeansofpayment.Intheeventofcancellationofthesale,djboutiquedjbmarket.comwillreimburseyouthefullamountthatyouwouldhavepaiditaspaymentin2x3X4Xwithin30daysfollowingthereturnofthegoodssubjecttothesale.
Intheeventofpartialwithdrawalofyourorder,theamountofthefinancingaswellasthedeadlineswillbeadaptedtothenewamountfinanced,unlessyouadviseotherwise.
6.Borrowerinformation:Anyinformationmay,aspartoftheconclusionortheexecutionofthesetermsandconditions,besenttoyoubywww.djboutique.frorBanqueduGroupeCA,electronically.
7.Proof:ThePartiesagreethat,unlessprovenotherwise,anydata,file, recordingoranytransactionreceivedand/orstoredonthedjboutiquewebsitedjbmarket.comoronanyothercomputerorelectronicmediumofBanqueduGroupeCAand/ordjboutiquedjbmarket.com,inparticularfromthetransactionscreens;aswellastheirreproductiononanyothermedium,constituteproofofalltransactionsbetweenyouanddjboutiquedjbmarket.comorBanqueduGroupeALMA.
8.DataProtectionandLiberties–:Theinformationcollectedunderthiscontractismandatoryforthestudyofyourrequest.Thisinformationandthatresultingfromtheapplicationofthiscontractmaybeusedandcommunicatedexternallyformanagementpurposesortomeetlegalandregulatoryobligations.djboutiquedjbmarket.comandBanqueduGroupeALMAareresponsibleforprocessingyourdataandrecipientoftheinformation.
WithregardtothereceivablesgrantedbyALMA,youagree,forthepurposeofpreventiveriskmanagementandrecovery,thatthisinformationbecommunicatedtocreditinstitutionssubjecttoprofessionalbankingsecrecyaccordingtoarticleL511.33oftheMonetaryandFinancialCodeandbelongingtotheALMAGroup(thelistofcompaniesofwhichcanbecommunicatedtoyouonrequest),i.e.controlledbyBanqueduGroupeALMA,orwhichcontrolALMA,directlyorindirectly,withinthemeaningofarticleL233.3oftheCommercialCode.
Similarly,youagreethatyourname,postaladdressandtelephonenumberalonemaybecommunicatedtopartnersforcommercialprospectingpurposes.ThelistofthesecreditinstitutionsandpartnersisavailableuponrequestfromtheConsumerServiceindicatedbelow,withwhomyoucanexerciseyourrightsofopposition,accessandrectificationbysimpleletter.
djboutiquedjbmarket.comandBanqueduGroupeALMAimplementsurveillanceprocessingforthepurposesofcombatingmoneylaunderingandthefinancingofterrorism.
WithregardtoreceivablesgrantedbyBanqueduGroupeALMA,intheeventofapaymentincident,yourinformationmaybeenteredinthepersonalcreditrepaymentincidentfilemanagedbytheBanquedeFrance.Anyirregulardeclarationmaybesubjecttospecificprocessing.
UnderLawNo.78-17of06/01/78,asamended,relatingtoinformationtechnology,filesandfreedoms,youhavearighttoaccess,informationandrectificationofyourdata,aswellasarightofoppositionthatyoucanexerciseatanytimewiththeDJBOUTIQUEConsumerService:CustomerService18RuedesGlairaux-38120StEgrève,specifyingimperativelythatitisa"complaintaboutthe3X4Xpaymentservice.
9.Consumption–Mediation:Ifyouhaveanyquestions,iftheanswersgiventoyoubyyourusualcontactdonotsatisfyyou,youcansendyourwrittencomplainttotheconsumerservice:DJBOUTIQUE:Consumerservice18RuedesGlairaux-38120StEgrève,specifyingthatitisa"complaintaboutthe3Xpaymentservice".
ForclaimsgrantedbyBanqueduGroupeALMA,ifanagreementisnotreached,youhavetherighttocontacttheMediatoroftheASF(FrenchAssociationofFinancialCompanies),independentwithinthescopeofitscompetence,at:24avenuedelaGrandeArmée,75854Pariscedex17,andthiswithoutprejudicetootherlegalavenuesofaction.
10.Oppositiontotelephonecanvassing:YouhavetherighttoregisterfreeofchargeontheBLOCTELtelephonecanvassingoppositionlist(www.bloctel.gouv.fr)ifyoudonotwishtobethesubjectofprospectingbythismeans.However,thisregistrationisineffectiveifyouarealreadyacustomerofBanquedugroupeALMA.
11.Depositguarantee:Inaccordancewiththeregulatoryprovisionsinforce,thecreditinstitutionthatcollectsyourdepositsiscoveredbyasystemapprovedbythepublicauthorities.
12.Variousconditions:Byexpressagreement, Thisofferconstitutesforthelenderapromissorynotetransferablebysimpleendorsement.Theborrowerisinformedthattheclaiminherentinthisofferifgrantedbydjboutiqueissubjecttosecuritization,assignmentordiscountattheprofitofBanquedugroupeALMA,ThelendermayalsoatanytimetransfertherecoveryofitsclaiminwholeorinparttoacreditinstitutionortheCaissedesDépôtsetConsignations,theborrowersbeinginformedbysimpleletter.
13.Supervisoryauthority:BanqueduGroupeALMAissubjecttothesupervisionofthePrudentialControlandResolutionAuthority(ACPR)
14.Applicablelaw:thesegeneraltermsandconditionsforpaymentin2X3X4XaresubjecttoFrenchlaw.AnydisputerelatingtothesegeneraltermsandconditionsshallbethesolejurisdictionoftheFrenchcourts.
IntheeventthatoneormoreclausesoftheseGeneralTermsandConditionsforpaymentin3X4Xbecomenullandvoidfollowingachangeinlegislationorbycourtdecision,thisshallinnowayaffectthevalidityoftheotherclauses,whichshallremainapplicable.
-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------"PAYMENTIN2/3/4X"WITHDRAWALFORM
Tobereturnedonlyifyouwishtowithdrawfromthisofferatthelatestwithinfourteencalendardaysfollowingyouracceptance,byregisteredletterwithacknowledgmentofreceiptto:
DJBOUTIQUEDJBMARKET/3XSFCustomerService18RuedesGlairaux38120StEgrève
Thiswithdrawalisonlyvalidifitissentbeforetheexpiryofthedeadlinesmentionedinthearticle"withdrawalofacceptance"above,legiblyandperfectlycompleted.
I,theundersigned...........................bornon..............livingat..............................(cityandpostalcode)declarethatIwaivethecreditofferof..................EurosfromAlmaorSofincoorBanqueduGroupeCréditAgricolethatIhadacceptedon.........................fortheacquisitionof........................(product)Ordernumber................................atDJBMarketDJBOUTIQUE
Date:..............................................Signatureoftheborrower: